Nikki Carter's Blog
If this is your first time buying a home, you might be worried that you aren’t asking enough questions. Or maybe you’re concerned you’re not asking the right questions--the things that matter the most when making a financial decision as important and life-changing as buying a home.
While everyone’s situation is unique when buying a home, there are some questions that all buyers could benefit from asking. These questions will help you learn more about the home, how competitive the house is, and how much work you’ll need to put into it.
Since time is usually of the essence for people buying a home, it makes sense to ask questions early on so that you don’t waste too much time exploring an option that isn’t ideal for your situation.
In this article, we’re going to give you 5 important questions to ask when you talk to a seller and their agent so that you can be prepared to make the best decision for you or your family.
1. How flexible is the asking price?
While few sellers or agents will outright tell you if they’d accept a lower offer, it’s still a good idea to ask this question, as it will open up a conversation about the seller’s feelings toward the home and whether they’re pricing high with the hopes of receiving slightly lower offers.
2. How many offers has the home received?
It may seem counterintuitive, but most agents and sellers will be quite happy to tell you if they’ve received other offers. They know that once you know the current offer you’ll have to either come up with a higher offer or move on. It’s a win-win for you and the seller, as it equips both of you with information you need to make the best choice.
3. Why are the sellers moving away?
This question can be personal, so if you receive an answer that suggests it’s a family matter, don’t press for too many details. However, some sellers and agents will let you know exactly why the house is for sale. From this simple question, you can learn the seller’s timeline for making the sale, details about the schools or neighborhoods, and any other reason that might drive someone to move out of the neighborhood.
4. Are there any problems with the house that you know of?
Although you’ll have an inspection contingency in your contract if you do decide to make an offer on the home, it’s better to know if there are any issues with the home before going through the bidding process.
Most sellers understand this and will be upfront about any problems with the home, including repairs that need to be made now or will need to be made soon after you move in.
5. What is the average cost of utilities?
Buying a home comes with a lot of added costs and fees. However, many people forget about the changes in the cost of utilities that comes with buying a home--especially if you’re moving from an apartment where some utilities may have been included.
The seller will be able to give you a good estimate on the cost of electricity, garbage removal, internet, heat, and more.
2 Little Bay Road , Orleans, MA 02653
Beautiful home libraries are more than storage spaces. Beautiful home libraries encourage learning, inner growth and development. Choose the right shelving and the libraries provide your home an elegant charm. Despite their size, home libraries that take up an entire long wall aren't always expensive.
Building your beautiful home library
Less expensive home libraries call for a little DIY skills. For example, you could purchase four six-foot bookcases from your local office superstore and line the bookcases up side-by-side. It takes about half an hour to build each bookcase. Keep extra shelving knobs in a bag or drawer.
Over time,knobs can bend or get lost. You'll keep your home library shelves from slipping or leaning by replacing damaged or missing knobs. As a tip, make sure that floors you build the bookcases on is flat, as these bookcases can top over if they are placed on uneven flooring. Ebony and cherry wood shelving offers an elegant feel.
White shelving works well in rooms that are painted with neutral colors. Lighter colored bookcases also work well in rooms that are topped with crown molding. Some built in shelves come in white. What you'll get with built in shelving is a casual, modern look.
So many beautiful home library options
Paint wall libraries the same color as the other walls in the room. As an example, you could paint your wall library ocean or turquoise blue, a soft yellow or a mild green. Place a matching colored sectional sofa in the room and decorate the sofa with fashionable pillows.
Tall finished and unfinished chest drawers, the kind that you pick up from secondhand stores and flea markets, bring out the personality in smaller rooms. Hang original oil paintings on both sides of the chest. Open chest drawers wide to show off a library full of large sized, hard cover books. If you're an art lover, place arts books at the center of the chest.
Here's another option. Turn one side of your home office or study into a spectacular library. Decorate your office or study with an antique wood desk and leather,high back chair. Add in an antique coffee table and cabriole sofa. Place your home library next to the sofa. Put the sofa and library so that they face the largest window in the room. You'll love taking in natural outdoor views while you read an entertaining book, work on a new novel, check the mail or finish up a project.
Remember your children. In your children's bedroom, use the space between short windows as library shelves. You could also install narrow three shelf bookcases next to the windows. Section off books with stuffed animals or hand crafted pottery pieces.
There are so many ways to add a beautiful home library to your house. Benefits include a personal history of literacy promotion. After all, print books are becoming more a rarity in today's digital age. But, that doesn't decrease the value of print books.
A way that you can celebrate books and develop a love for ongoing learning is to build your own beautiful home library. Stick to using your library as a place to spotlight your favorite books. Add in decorative knick knacks and family portraits and, before long, your home library might become the favorite place in your home.
When you’re buying a home, there’s a lot of excitement that surrounds the search and purchase of the property. In the process of buying a home, however, there are many things that buyers forget to take into account during their search and budgeting. Below, you’ll find some information to help you be prepared as a buyer to consider your home purchase from all angles without missing a beat.
The Expense Of Closing Costs
Remember that closing costs will be somewhere in the 3-5 percent range of the purchase price of a home. Amidst all of your savings, you’ll need to consider this a part of your expenses. Closing costs need to be paid upfront in most cases. You can roll your closing costs into the financing, but it depends on the circumstances. There are no guarantees that the lender will agree to it. Your realtor can also sometimes negotiate for the sellers to pay the closing costs, but in a seller’s market this is quite rare. Be prepared with your closing costs and understand how much you’ll need to spend so that you have an appropriate amount for the downpayment and the other expenses that you’ll incur during the process of buying a home.
The Cost Of Maintaining A House
Many buyers forget about all of the costs that they will need to pay for after they finish buying the house. In addition to a monthly mortgage payment, you’ll need to pay for things like utilities, routine home maintenance, furnishings, and more. If you completely deplete your savings for the purchase of the home, there’s not a whole lot of wiggle room for you to pay for additional needs in the house.
The Cost Of Furnishing And Decorating A Home
You may move into a home with a few pieces that you have previously owned. You could also need a lot of things from a bed to a sofa. All of these items can add up. You may even have to worry about little things like window shades, curtains, lamps, light bulbs, and more.
Home Repairs Can Cost A Pretty Penny
If something needs to be done in your home, the repairs can cost you quite a bit. If you’re not paying attention during the home inspection, you’ll be in for some surprises. That’s why you need a good realtor to help you through the process. A new roof can cost thousands of dollars. New appliances are an expense you should plan for. Other major work that needs to be done around the house can also dip into your savings significantly. As a buyer, you need to be prepared for any of these expected or completely unexpected costs.